A trust is a legal document that controls the management and transfer of your assets. With a trust, one or more persons (the trustee/trustees) are appointed to hold property, usually real estate or investments, for the benefit of another or several other people (the beneficiary/beneficiaries). Trusts can accomplish many things:  they can preserve assets, provide for the needs of a disabled adult child, reduce taxes and avoid the need for probate.

Possible trusts include:

  • Revocable living trusts
  • Irrevocable trusts
  • Specials needs trusts
  • Bypass trusts
  • Life insurance trusts
  • Charitable remainder trusts
  • And other types of trusts

Special Needs Trusts Cecil & Harford County Maryland

Special needs trusts (also called supplemental needs trusts), can provide for the supplemental needs of a disabled adult child, while preserving the child's eligibility for Supplemental Security Income and Medicaid benefits.

The rules regarding these trusts are complex, and a mis-step can result in the loss of SSI and Medicaid benefits. Once lost, these benefits are very difficult to regain. Our firm can review your situation and create the specific special needs trust to provide for your child's needs, enable the child to retain benefits and comply with the law.

Avoiding Probate

A trust can eliminate the need for probate. Probate is the legal process by which a deceased person's property, known as the "estate," is passed to relatives, acquaintances or charitable organizations. This legal process can take up to nine months or longer for assets to reach the intended beneficiaries after a person's death. With a trust, property is immediately and directly transferred to your beneficiaries — reducing time, cost and attorney's fees.


For more information or to schedule an appointment about trust planning in Cecil & Harford County Maryland, contact The Law Office of Chelsea M. Sadler LLC. Ph: 443.406.6263 or E: This email address is being protected from spambots. You need JavaScript enabled to view it.